Actualités comptables
Entreprises en difficultés économiques : pensez à la Médiation du crédit

Entreprises en difficultés économiques : pensez à la Médiation du crédit

Publiée le lundi 03 octobre 2022 à 05h45 dans Actu Juridique

Crise économique liée à la covid-19, tensions sur les approvisionnements, hausse des prix de l’énergie, inflation, etc. : il existe de nombreuses raisons qui peuvent amener les entreprises à connaître des difficultés économiques. Pour les aider, la Médiation du crédit est là…


Médiation du crédit : un soutien aux entreprises

La Banque de France rappelle que les entreprises qui rencontrent des difficultés avec des établissements bancaires, notamment pour rembourser un prêt garanti par l’État (PGE) ou obtenir un prêt bancaire, peuvent faire appel à la Médiation du crédit.

Pour mémoire, la Médiation du crédit est un dispositif gratuit et confidentiel qui vient en aide à toute entreprise qui rencontre des difficultés avec un ou plusieurs établissements financiers (banques, crédits-bailleurs, sociétés d'affacturage, assureurs-crédits, etc.).

Enfin, sachez que la procédure de médiation se déroule de la façon suivante :

  • déclenchement de la procédure du fait de la saisine complète et validée du dossier de médiation en ligne ;
  • dans les 48 heures, le médiateur contacte l’entrepreneur et vérifie la recevabilité de sa demande ;
  • les établissements financiers disposent de 5 jours ouvrés pour revoir leurs positions ;
  • si les difficultés perdurent, le médiateur intervient pour résoudre les points de blocage ;
  • le médiateur propose une solution aux parties (dirigeant, actionnaires, créanciers, etc.).

Source : Communiqué de presse de la Banque de France du 27 septembre 2022 : « Face aux tensions et incertitudes économiques, la Médiation du crédit se tient à la disposition des entreprises en difficulté »

Entreprises en difficultés économiques : pensez à la Médiation du crédit© Copyright WebLex - 2022

Plan d'accès

Plus d’informations ?

Sotorec

  • Sotorec
    267 bd. du Docteur Charles Barnier
    83000 Toulon
  • 04 94 09 17 02
  • +33494895133

Vous avez des questions ?

loader

Chargement, veuillez patienter…
  • Mémoire utilisée par PHP : 2,94 Mo
  • Pic mémoire allouée par PHP : 4,10 Mo
  • Temps d'execution du script : 0.467 s
  • Lang :
  • Path : actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit
  • Route : newsItem
  • $okt->page->module : news
  • $okt->page->action : item
ID Query Time
1
SET NAMES utf8mb4
0.00015
2
SELECT u.*, g.*, o.logged, o.csrf_token, o.prev_url FROM
oktopusV1_core_users AS u INNER JOIN
oktopusV1_core_users_groups AS g ON g.group_id=u.group_id
LEFT JOIN oktopusV1_core_users_online AS o ON
o.ident='3.215.16.238' WHERE u.id=1
0.00079
3
UPDATE oktopusV1_core_users_online SET logged=1716572456,
prev_url='https://www.sotorec-experts-comptables.com/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit'
WHERE ident='3.215.16.238'
0.00025
4
UPDATE oktopusV1_mod_news SET active = 1
                           WHERE active = 3 AND NOW() >
created_at 
0.00052
5
UPDATE oktopusV1_mod_news SET active = 0
                              WHERE active = 1 AND end_at !=
"0000-00-00 00:00:00" 
                              AND NOW() > end_at 
0.01886
6
SELECT r.*, rl.*, COUNT(p.id) AS num_posts FROM
oktopusV1_mod_news_categories AS r LEFT JOIN
oktopusV1_mod_news_categories_locales AS rl ON
r.id=rl.category_id LEFT JOIN oktopusV1_mod_news AS p ON
r.id=p.category_id WHERE 1 AND rl.language='fr'  GROUP BY
r.id ORDER BY nleft asc 
0.02556
7
SELECT p.id, p.user_id, p.category_id, p.active, p.selected,
p.created_at, p.updated_at, p.end_at, p.images, p.files,
p.tpl, p.visit, pl.language, pl.title, pl.subtitle,
pl.title_tag, pl.title_seo, pl.slug, pl.content,
pl.content_short, pl.meta_description, pl.meta_keywords,
pl.words, u.username, u.lastname, u.firstname, rl.title AS
category_title, rl.slug AS category_slug, r.items_tpl AS
category_items_tpl FROM oktopusV1_mod_news AS p  LEFT OUTER
JOIN oktopusV1_core_users AS u ON u.id=p.user_id  INNER JOIN
oktopusV1_mod_news_locales AS pl ON p.id=pl.post_id AND
pl.language='fr'  LEFT OUTER JOIN
oktopusV1_mod_news_categories AS r ON r.id=p.category_id 
LEFT OUTER JOIN oktopusV1_mod_news_categories_locales AS rl
ON r.id=rl.category_id AND rl.language='fr' WHERE 1  AND
pl.language='fr'  AND
pl.slug='entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit'
ORDER BY p.selected DESC, p.created_at DESC 
0.00159
8
SELECT f.id, f.user_id, f.active, f.token, f.created_at,
f.updated_at, f.tpl, f.config_general, f.config_style,
f.config_date,
                              fl.language, fl.title,
fl.title_tag, fl.title_seo, fl.slug, fl.meta_description,
fl.meta_keywords, fl.beforedate, fl.afterdate FROM
oktopusV1_mod_facebook AS f  INNER JOIN
oktopusV1_mod_facebook_locales AS fl ON f.id=fl.id_facebook
AND fl.language='fr' WHERE 1  AND fl.language='fr' AND
f.active=1 ORDER BY f.created_at DESC 
0.00038
9
SELECT r.*, rl.*, COUNT(p.id) AS num_items FROM
oktopusV1_mod_galleries AS r LEFT JOIN
oktopusV1_mod_galleries_locales AS rl ON r.id=rl.gallery_id
LEFT JOIN oktopusV1_mod_galleries_items AS p ON
r.id=p.gallery_id WHERE 1 AND rl.language='fr' AND
r.active=1  GROUP BY r.id ORDER BY nleft asc 
0.00025
10
SELECT m.*, 
                              ml.language, ml.title,
ml.title_tag, ml.title_seo, ml.slug, ml.meta_description,
ml.meta_keywords, ml.content FROM oktopusV1_mod_map AS m 
LEFT JOIN oktopusV1_mod_map_locales AS ml ON m.id=ml.id_map
AND ml.language='fr' WHERE 1  AND ml.language='fr' AND
m.active=1 ORDER BY m.created_at DESC 
0.00031
11
SELECT p.id, p.user_id, p.category_id, p.active,
p.created_at, p.updated_at, p.images, p.files, p.tpl,
p.position, pl.language, pl.title, pl.subtitle,
pl.title_tag, pl.title_seo, pl.slug, pl.content,
pl.meta_description, pl.meta_keywords, pl.words, rl.title AS
category_title, rl.slug AS category_slug, rl.title_tag AS
category_title_tag, r.items_tpl AS category_items_tpl,
p.recipients_to, p.recipients_cc, p.recipients_bcc,
p.from_to, p.captcha, p.conversion_google, p.from_copy,
pl.subject FROM oktopusV1_mod_pages AS p  INNER JOIN
oktopusV1_mod_pages_locales AS pl ON p.id=pl.page_id AND
pl.language='fr'  LEFT OUTER JOIN
oktopusV1_mod_pages_categories AS r ON r.id=p.category_id 
LEFT OUTER JOIN oktopusV1_mod_pages_categories_locales AS rl
ON r.id=rl.category_id AND rl.language='fr' WHERE 1  AND
pl.language='fr' AND p.active=1 ORDER BY p.created_at DESC 
0.00042
12
UPDATE oktopusV1_mod_news SET visit=visit+1 WHERE id=14624
0.00079
13
SELECT t.active, t.ord, t.id, t.parent_id, t.nleft,
t.nright, t.level, l.title, l.title_tag, l.title_seo,
l.slug, l.content, l.meta_description, l.meta_keywords FROM
oktopusV1_mod_news_categories AS t JOIN
oktopusV1_mod_news_categories_locales AS l ON t.id =
l.category_id AND l.language = "fr" WHERE t.id = 3
0.00034
14
SELECT t.active, t.ord, t.id, t.parent_id, t.nleft,
t.nright, t.level, l.title, l.title_tag, l.title_seo,
l.slug, l.content, l.meta_description, l.meta_keywords FROM
oktopusV1_mod_news_categories AS t JOIN
oktopusV1_mod_news_categories_locales AS l ON t.id =
l.category_id AND l.language = "fr" WHERE nleft <= 2 AND
nright >= 3 ORDER BY level
0.00020
15
 SELECT t.*,
                            DATE_FORMAT(t.date_creation,
'%d/%m/%Y %H:%i:%s') as date_creation_fr,
                            DATE_FORMAT(t.date_modification,
'%d/%m/%Y %H:%i:%s') as date_modification_fr
                       FROM oktopusV1_mod_slideshow_type t
                       WHERE 1 AND CASE 
                                       WHEN t.choix_rubrique
= 1 THEN
                                           t.rubrique LIKE
'%\'/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit\'%'
                                       WHEN t.choix_rubrique
= 2 THEN
                                          
                   (  SELECT COUNT(t.id_type) FROM
oktopusV1_mod_slideshow_type t
                      WHERE t.choix_rubrique = 1 AND
t.rubrique LIKE
'%\'/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit\'%'
AND t.actif = 1
                   ) = 0
                
                                           AND
                                           t.rubrique NOT
LIKE
'%\'/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit\'%'
                                       ELSE     
                                          
                   (  SELECT COUNT(t.id_type) FROM
oktopusV1_mod_slideshow_type t
                      WHERE t.choix_rubrique = 1 AND
t.rubrique LIKE
'%\'/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit\'%'
AND t.actif = 1
                   ) = 0
                 
                                   END AND actif = '1' ORDER
BY nom 
0.00099
16
SELECT m.*, 
                              ml.language, ml.title,
ml.title_tag, ml.title_seo, ml.slug, ml.meta_description,
ml.meta_keywords, ml.content FROM oktopusV1_mod_map AS m 
LEFT JOIN oktopusV1_mod_map_locales AS ml ON m.id=ml.id_map
AND ml.language='fr' WHERE 1  AND m.id = 2  AND
ml.language='fr' AND m.active=1 ORDER BY m.created_at DESC 
0.00023
17
SELECT f.id, f.active, f.type, f.category, f.ord, f.html_id,
f.colonne, f.picto, f.options, f.info_personnelle, fl.title,
fl.legend, fl.description, fl.value FROM
oktopusV1_mod_contact_fields f LEFT JOIN
oktopusV1_mod_contact_fields_locales AS fl ON
fl.field_id=f.id AND fl.category=f.category WHERE 1  AND
f.active>0  AND f.category = "insert" AND fl.language='fr'
ORDER BY ord ASC 
0.00021
18
SELECT p.*, pl.*,
                         DATE_FORMAT(p.debut, '%d/%m/%Y') as
debut_fr,
                         DATE_FORMAT(p.fin, '%d/%m/%Y') as
fin_fr,
                         DATE_FORMAT(p.date_creation,
'%d/%m/%Y %H:%i:%s') as date_creation_fr,
                         DATE_FORMAT(p.date_modification,
'%d/%m/%Y %H:%i:%s') as date_modification_fr
                      FROM oktopusV1_mod_home_popup p
                      LEFT JOIN
oktopusV1_mod_home_popup_locales pl ON pl.id_popup =
p.id_popup AND pl.language = 'fr'
                      WHERE 1 AND (
                                        CURDATE() BETWEEN
p.debut AND p.fin
                                        OR (p.debut =
'0000-00-00 00:00:00' AND p.fin = '0000-00-00 00:00:00')
                                    )AND pl.content <> ''
AND (p.rubrique = '' OR p.rubrique LIKE
'%\'/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit\'%')
ORDER BY p.rubrique DESC
0.00065
19
SELECT p.*, pl.*,
                         DATE_FORMAT(p.debut, '%d/%m/%Y') as
debut_fr,
                         DATE_FORMAT(p.fin, '%d/%m/%Y') as
fin_fr,
                         DATE_FORMAT(p.date_creation,
'%d/%m/%Y %H:%i:%s') as date_creation_fr,
                         DATE_FORMAT(p.date_modification,
'%d/%m/%Y %H:%i:%s') as date_modification_fr
                      FROM oktopusV1_mod_home_popup p
                      LEFT JOIN
oktopusV1_mod_home_popup_locales pl ON pl.id_popup =
p.id_popup AND pl.language = 'fr'
                      WHERE 1 AND (
                                        CURDATE() BETWEEN
p.debut AND p.fin
                                        OR (p.debut =
'0000-00-00 00:00:00' AND p.fin = '0000-00-00 00:00:00')
                                    )AND pl.content <> ''
AND (p.rubrique = '' OR p.rubrique LIKE
'%\'/actualite-entreprises-en-difficultes-economiques-pensez-a-la-mediation-du-credit\'%')
ORDER BY p.rubrique DESC
0.00057
# type fichier ligne classe fonction message
# 1  Warning /www/al159/www/oktModules/map/inc/class.map.recordset.php 579 oktDebug errorHandler Trying to access array offset on value of type null

#0 mapRecordset->getEmbedAddress( called at [/oktModules/map/inc/class.map.recordset.php:96]


#1 mapRecordset->getScriptSimple( called at [/oktModules/map/inc/class.map.recordset.php:79]


#2 mapRecordset->getScript( called at [/oktThemes/default/templates/map/insert/r-horizontal/template.php:31]


#3 require( called at [/oktInc/vendor/sfTemplating/sfTemplateRendererPhp.php:36]


#4 sfTemplateRendererPhp->evaluate( called at [/oktInc/vendor/sfTemplating/sfTemplateEngine.php:106]


#5 sfTemplateEngine->render( called at [/oktInc/classes/core/class.oktTemplating.php:60]


#6 oktTemplating->render( called at [/oktInc/vendor/sfTemplating/sfTemplateRenderer.php:45]


#7 sfTemplateRenderer->__call( called at [/oktThemes/ra157-s/templates/layout.php:132]


#8 require( called at [/oktInc/vendor/sfTemplating/sfTemplateRendererPhp.php:36]


#9 sfTemplateRendererPhp->evaluate( called at [/oktInc/vendor/sfTemplating/sfTemplateEngine.php:106]


#10 sfTemplateEngine->render( called at [/oktInc/classes/core/class.oktTemplating.php:60]


#11 oktTemplating->render( called at [/oktInc/vendor/sfTemplating/sfTemplateEngine.php:117]


#12 sfTemplateEngine->render( called at [/oktInc/classes/core/class.oktTemplating.php:60]


#13 oktTemplating->render( called at [/oktModules/news/inc/class.news.controller.php:459]


#14 newsController->newsItem( called at [/oktInc/classes/router/class.oktRouter.php:317]


#15 oktRouter->callRouteHanlder( called at [/oktopus.php:58]

# 2  Warning /www/al159/www/oktModules/map/inc/class.map.recordset.php 579 oktDebug errorHandler Trying to access array offset on value of type null

#0 mapRecordset->getEmbedAddress( called at [/oktModules/map/inc/class.map.recordset.php:96]


#1 mapRecordset->getScriptSimple( called at [/oktModules/map/inc/class.map.recordset.php:79]


#2 mapRecordset->getScript( called at [/oktThemes/default/templates/map/insert/r-horizontal/template.php:31]


#3 require( called at [/oktInc/vendor/sfTemplating/sfTemplateRendererPhp.php:36]


#4 sfTemplateRendererPhp->evaluate( called at [/oktInc/vendor/sfTemplating/sfTemplateEngine.php:106]


#5 sfTemplateEngine->render( called at [/oktInc/classes/core/class.oktTemplating.php:60]


#6 oktTemplating->render( called at [/oktInc/vendor/sfTemplating/sfTemplateRenderer.php:45]


#7 sfTemplateRenderer->__call( called at [/oktThemes/ra157-s/templates/layout.php:132]


#8 require( called at [/oktInc/vendor/sfTemplating/sfTemplateRendererPhp.php:36]


#9 sfTemplateRendererPhp->evaluate( called at [/oktInc/vendor/sfTemplating/sfTemplateEngine.php:106]


#10 sfTemplateEngine->render( called at [/oktInc/classes/core/class.oktTemplating.php:60]


#11 oktTemplating->render( called at [/oktInc/vendor/sfTemplating/sfTemplateEngine.php:117]


#12 sfTemplateEngine->render( called at [/oktInc/classes/core/class.oktTemplating.php:60]


#13 oktTemplating->render( called at [/oktModules/news/inc/class.news.controller.php:459]


#14 newsController->newsItem( called at [/oktInc/classes/router/class.oktRouter.php:317]


#15 oktRouter->callRouteHanlder( called at [/oktopus.php:58]